Work by human beings is a wonderful thing. It produces goods
and services we need and provides a way for us to have money to take care
of our needs. Doctors and medical technicians help us maintain our health,
and creative people give us nice objects to look at and use.
There is a right and wrong use of work, however. In much
of the world, work is used to define an individual: where you work or
what you do is who you are.
This was painfully shown to me a few years ago. Newly married,
I left a low-paying, high-stress job at a bank for a much higher salary
in the textile industry. The bank was considered a much more socially
accepted place to work than a mill. People remembered when the mill owned
all the houses and the workers were low-lifes who could not even afford
a place to stay. My family was suddenly shut off from all social functions,
and many friends deserted us.
At the time, I was just disgusted and saddened. Now I know
it was a manifestation of the idea that one's work is who you are. I eventually
realized this and quit with no job and no retirement; no nothing.
After surviving some really bad years, my mission now is
to show everyone that they don't have to work for a single company or
in the same profession all their lives. There are ways to spice up life,
provide more time for things you really want to do, and yield the desired
income at the same time.
The Internet has made this more possible than ever.
My Daddy, a minister for 66 years, showed me most of the
ideas here. I didn't realize what he was doing for a long time, and he
had no clue. He was totally focused on his ministry. Daddy tuned out the
world, tried to avoid the news, and never spoke of retirement. Health
forced him to stop when he was 85, and he just started to go away because
he had nothing else to do.
You'll never get me to stop!
During his life, Daddy had seven active pastorates. He said
he retired at 65 for a few years, but he preached at a church every single
Sunday and held a few revivals. More money was never a challenge in his
life, but Daddy was always looking for a larger group to influence. He
always moved up, until later in life when he kind of relaxed so he could
keep on doing what he loved.
So, what did I learn about work from my Father?
Stay focused on your main ideas; this can include more than
one, but don't run in every direction. Constantly look for a challenge
and never think about quitting.
These are my life goals and I suggest everyone—doctor,
lawyer, accountant, or anyone—adopt these plans. It's the only way
to have the money you want in a stress-free environment.
Here are some tips on reaching these objectives:
Something common among new entrepreneurs is the inability
to see a project through to its ending. Internet entrepreneurs often change
businesses every day or two. This infects many brick-and-mortar people,
too. Several of my affiliates have this problem. I get stuff all the time
about some great new thing someone has found. Others get so tied up in
lotteries and casinos that pop up, there's no time for working one program
until it becomes profitable. You must decide what you intend to do and
stay with it. Written goals are necessary to do this well.
A few months ago I reviewed "Die Broke," by Stephen
M. Pollan and Mark Levine. Many of the ideas in this book are similar
to my own.
To have enough money to get through life the way you want
takes some effort. "Die Broke" elaborates on the idea of quitting
your very first job just as soon as you begin…in your mind, that
is. This means constantly changing employment when more money (or benefits
= money) opens up for you. You will have more money to invest or just
to enjoy.
If you have a job, you already have a resumé. You
also have many contacts, so keep an up-to-date account of your abilities
in front of these people. Sometime they may need you and be willing to
pay you more than you're currently making. Always network. Who you know
means everything. Join any organization where you have interests and make
sure everyone knows you and your qualifications.
You may even ask your contacts to review your resumé.
Ask for an interview with them about their business because you want to
know all about it in case you decide to apply for a job. All this will
keep you in front of decision makers who will be able to hire when you
apply for that high-paying job.
Cultivate a good attitude about retirement. To remain mentally
and physically healthy, one must have a compelling reason to get up in
the morning. There must be something you just have to do.
The unhappiest retiree I know plays a little golf, travels
a little, and sleeps most of every day. He sleeps so much because he wants
to forget that his stock investments are going up and down all the time.
He has nothing to get up and do. This is why no one should retire. Why
live if all you do is sleep?
At every stage in life a person should build income streams
as they become available. A very good discussion of this is in "Die
Broke" and "Multiple Streams of Income," by Robert G. Allen,
John Wiley & Sons.
So how do we live a happy, low-stress life with enough money?
Do these three things:
- Stay focused
- Look for more income
- Never retire
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